<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//statemarketplacenetwork.org/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://statemarketplacenetwork.org/as-scotus-considers-acas-future-state-marketplaces-enroll-consumers-amid-covid-19/</loc>
		<lastmod>2024-02-17T10:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/the-role-of-state-based-marketplaces-in-medicaid-unwinding/</loc>
		<lastmod>2024-02-17T10:14:29+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2023/12/featured_img_2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/rhode-island-looks-to-auto-enrollment-to-ease-transitions-from-medicaid-to-marketplace/</loc>
		<lastmod>2024-02-17T10:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/an-overview-of-connecticuts-effort-to-diversify-insurance-brokers/</loc>
		<lastmod>2024-02-17T10:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/federal-and-state-special-enrollment-periods-increase-access-to-insurance-coverage/</loc>
		<lastmod>2024-02-17T10:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/nashp-outlines-priorities-for-the-biden-transition-team-to-improve-health-insurance-markets/</loc>
		<lastmod>2024-02-17T10:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplaces-lead-in-increasing-access-to-coverage-during-covid-19/</loc>
		<lastmod>2024-02-17T10:14:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/proposed-insurance-rule-sets-parameters-for-2021-markets-and-signals-future-changes-to-auto-enrollment/</loc>
		<lastmod>2024-02-17T10:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplace-leaders-share-their-success-and-growth-with-federal-leaders/</loc>
		<lastmod>2024-02-17T10:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-exchange-leaders-express-concern-about-potential-rule-changes/</loc>
		<lastmod>2024-02-17T10:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/new-federal-health-reimbursement-proposal-adds-new-variables-to-state-health-insurance-markets/</loc>
		<lastmod>2024-02-17T10:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/nevadas-insurance-exchange-director-talks-about-transitioning-to-a-state-based-marketplace-and-saving-millions/</loc>
		<lastmod>2024-02-17T10:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/leveraging-state-purchasing-power-to-stabilize-the-individual-insurance-market-washington-state-leads-the-way/</loc>
		<lastmod>2024-02-17T10:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/how-elimination-of-cost-sharing-reduction-payments-changed-consumer-enrollment-in-state-based-marketplaces/</loc>
		<lastmod>2024-02-17T10:14:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/nevada-enacts-a-public-option/</loc>
		<lastmod>2024-02-21T18:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/https-nashp-org-understanding-the-impact-of-arpa-subsidies-on-state-based-marketplace-plans/</loc>
		<lastmod>2024-02-21T18:53:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/delayed-rule-sets-2021-playbook-for-health-insurers-and-insurance-marketplaces/</loc>
		<lastmod>2024-02-28T20:28:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/proposed-insurance-rules-call-for-significant-changes-for-states-and-insurance-markets/</loc>
		<lastmod>2024-03-07T21:14:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/so-you-want-to-build-a-state-based-marketplace-heres-how-advice-from-marketplace-leaders/</loc>
		<lastmod>2024-03-07T21:14:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/https-nashp-org-final-2022-insurance-rule-rescinds-trump-administration-policies-establishes-special-enrollment-period-for-low-income-households/</loc>
		<lastmod>2024-03-14T14:10:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/marketplace-average-benchmark-premiums/</loc>
		<lastmod>2024-03-14T14:11:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/aca-state-marketplace-models-and-key-policy-decisions/</loc>
		<lastmod>2024-03-14T14:12:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplace-outreach-strategies-for-boosting-health-plan-enrollment-of-the-uninsured/</loc>
		<lastmod>2024-03-14T14:12:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/what-four-states-are-doing-to-advance-health-equity-in-marketplace-insurance-plans/</loc>
		<lastmod>2024-03-14T14:13:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/new-proposed-insurance-rule-opens-enrollment-options-rescinds-policies-of-the-trump-administration/</loc>
		<lastmod>2024-03-14T14:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/automatic-enrollment-in-health-insurance-a-pathway-to-increased-coverage-for-people-with-low-income/</loc>
		<lastmod>2024-03-19T19:27:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/using-health-insurance-reform-to-reduce-disparities-in-diabetes-care-2/</loc>
		<lastmod>2024-03-19T19:27:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/health-insurance-marketplaces-close-2024-open-enrollment-season-with-record-enrollment/</loc>
		<lastmod>2024-03-22T19:16:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/health-coverage-under-the-affordable-care-act-current-enrollment-trends-and-state-estimates/</loc>
		<lastmod>2024-03-22T19:18:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/governance-models-for-state-based-marketplaces/</loc>
		<lastmod>2024-03-22T20:21:57+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/raise-the-bar-state-based-marketplaces-using-quality-tools-to-enhance-health-equity/</loc>
		<lastmod>2024-07-01T16:51:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/understanding-integration-between-state-based-marketplaces-and-medicaid/</loc>
		<lastmod>2024-07-24T17:28:03+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/toward-pay-equity-a-case-study-of-washington-dcs-wage-boost-for-early-childhood-educators/</loc>
		<lastmod>2024-08-14T13:09:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplaces-celebrate-over-10-years-of-coverage-with-launch-of-new-website/</loc>
		<lastmod>2024-08-14T14:48:50+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/action-needed-to-extend-enhanced-health-insurance-tax-credits-to-protect-marketplace-consumers/</loc>
		<lastmod>2024-08-23T10:12:09+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/anticipated-impacts-if-enhanced-premium-tax-credits-are-not-extended/</loc>
		<lastmod>2024-08-26T14:36:08+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/inflation-reduction-act-health-insurance-subsidies-what-is-their-impact-and-what-would-happen-if-they-expire/</loc>
		<lastmod>2024-09-03T15:08:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/who-benefits-from-enhanced-premium-tax-credits-in-the-marketplace/</loc>
		<lastmod>2024-09-03T15:08:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/the-importance-of-premium-tax-credits-affording-health-insurance-coast-to-coast/</loc>
		<lastmod>2024-09-03T15:08:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/health-insurance-costs-will-rise-steeply-if-premium-tax-credit-improvements-expire/</loc>
		<lastmod>2024-09-03T15:09:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/2024-state-health-insurance-marketplace-enrollment-key-insights-and-trends/</loc>
		<lastmod>2024-09-03T15:09:40+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/building-on-the-affordable-care-act-strategies-to-address-marketplace-enrollees-cost-challenges/</loc>
		<lastmod>2024-09-03T15:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/health-insurance-marketplaces-10-years-of-affordable-private-plan-options/</loc>
		<lastmod>2024-09-03T15:10:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/marketplaces-provide-access-to-dependable-affordable-coverage-for-consumers/</loc>
		<lastmod>2024-09-03T15:10:41+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/improving-insurance-access-affordability-and-equity-updates-on-the-colorado-option/</loc>
		<lastmod>2024-09-03T15:11:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/uncertainty-for-marketplace-affordability-as-congress-continues-to-debate-reconciliation-bill/</loc>
		<lastmod>2024-09-03T15:12:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplaces-say-many-will-lose-affordable-coverage-if-premium-assistance-expires/</loc>
		<lastmod>2024-09-03T15:13:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/american-rescue-plan-tax-credits-made-coverage-more-affordable-and-accessible-to-millions/</loc>
		<lastmod>2024-09-03T15:13:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/new-state-data-show-arpa-increased-affordability-and-access-for-consumers-in-state-based-health-insurance-marketplaces/</loc>
		<lastmod>2024-09-03T15:13:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplace-sbm-directors-support%c2%ac%e2%80%a0continued-tax-credit-enhancements/</loc>
		<lastmod>2024-09-03T15:13:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplaces-report-savings-and-growth-for-older-adult-and-moderate-income-populations/</loc>
		<lastmod>2024-09-03T15:14:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/qa-how-maryland-uses-multiple-policy-levers-to-improve-health-coverage-affordability-and-access/</loc>
		<lastmod>2024-09-03T15:14:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/how-washington-state-is-reducing-costs-and-improving-coverage-value-a-qa-with-its-health-benefit-exchange-ceo/</loc>
		<lastmod>2024-09-03T15:14:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/how-california-is-moving-the-needle-on-coverage-and-costs-an-interview-with-covered-california-leaders/</loc>
		<lastmod>2024-09-03T15:15:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplace-sbm-directors-support-continued-tax-credit-enhancements/</loc>
		<lastmod>2024-09-23T15:32:20+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/enhanced-ptcs-help-older-adults-and-those-in-high-premium-states-afford-coverage/</loc>
		<lastmod>2024-09-25T17:03:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/if-expanded-federal-premium-tax-credits-expire-state-affordability-programs-wont-be-enough-to-stem-widespread-coverage-losses/</loc>
		<lastmod>2024-10-04T16:25:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/how-aca-tax-credits-impact-patients-with-chronic-conditions/</loc>
		<lastmod>2024-10-04T16:26:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/affordable-care-act-marketplace-coverage-for-the-self-employed-andsmall-business-owners/</loc>
		<lastmod>2024-10-04T16:27:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/impact-of-the-enhanced-premium-tax-credits-in-pennsylvania/</loc>
		<lastmod>2024-11-22T18:24:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/the-effects-of-not-extending-the-expanded-premium-tax-credits-for-the-number-of-uninsured-people-and-the-growth-in-premiums/</loc>
		<lastmod>2024-12-16T17:17:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/letter-on-healthcare-priorities/</loc>
		<lastmod>2024-12-16T17:20:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/four-million-people-will-lose-health-insurance-if-premium-tax-credit-enhancements-expire-in-2025/</loc>
		<lastmod>2024-12-16T17:22:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/who-would-lose-coverage-if-enhanced-premium-tax-credits-expire/</loc>
		<lastmod>2024-12-16T17:23:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/health-care-tax-credit-comparison-calculator/</loc>
		<lastmod>2025-01-09T15:23:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/the-impact-in-your-area-dynamic-map-with-state-and-district-level-data/</loc>
		<lastmod>2025-01-09T16:02:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/new-poll-86-of-2024-voters-want-new-president-and-congress-to-extend-expiring-health-care-tax-credits/</loc>
		<lastmod>2025-01-09T16:03:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/marketplace-coverage-of-small-business-owners-and-self-employed-workers/</loc>
		<lastmod>2025-01-09T16:05:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/premium-tax-credit-improvements-must-be-extended-to-prevent-steep-rise-in-health-care-costs/</loc>
		<lastmod>2025-01-09T16:06:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/health-insurance-coverage-and-access-to-care-among-young-adults-ages-19-to-25/</loc>
		<lastmod>2025-01-09T16:07:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/access-to-health-care-in-rural-america-current-trends-and-key-challenges/</loc>
		<lastmod>2025-01-09T16:08:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/plan-year-2025-qualified-health-plan-choice-and-premiums-in-healthcare-gov-marketplaces/</loc>
		<lastmod>2025-01-09T16:09:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/hospitals-physicians-and-other-stakeholders-face-billions-of-dollars-in-uncompensated-care-costs-and-lost-revenue-if-enhanced-aca-tax-credits-expire/</loc>
		<lastmod>2025-01-09T16:10:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/marketplace-2025-open-enrollment-period-report-national-snapshot/</loc>
		<lastmod>2025-01-28T19:22:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/nearly-24-million-consumers-have-selected-affordable-health-coverage-in-aca-marketplace-with-time-left-to-enroll/</loc>
		<lastmod>2025-01-28T19:29:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/health-insurance-coverage-and-healthcare-access-from-2021-2024/</loc>
		<lastmod>2025-01-28T19:30:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/characteristics-of-individuals-with-marketplace-coverage-in-households-with-incomes-over-400-of-the-federal-poverty-level-in-2022/</loc>
		<lastmod>2025-01-28T19:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/cms-and-aspe-release-data-on-health-insurance-coverage-gains-amid-concerns-over-an-upcoming-trump-vance-administration/</loc>
		<lastmod>2025-01-28T19:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/the-cost-of-eliminating-the-enhanced-premium-tax-credits/</loc>
		<lastmod>2025-03-06T15:17:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/enhanced-premium-tax-credits-for-aca-health-plans-who-they-help-and-who-gets-hurt-if-theyre-not-extended/</loc>
		<lastmod>2025-03-06T15:18:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplace-sbm-directors-house-bill-would-reduce-marketplace-coverage-for-millions-of-americans/</loc>
		<lastmod>2025-05-21T20:08:38+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplaces-letter-to-senate-expresses-concerns-over-reconciliation-bills-impact-on-affordable-insurance-for-millions/</loc>
		<lastmod>2025-06-03T01:36:52+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/policymakers-can-protect-against-fraud-in-the-aca-marketplaces-without-hiking-premiums/</loc>
		<lastmod>2025-06-04T18:58:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/a-new-rule-to-limit-aca-enrollment-periods-may-deter-sign-ups-and-worsen-risk-pools/</loc>
		<lastmod>2025-06-04T19:02:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/proposed-rule-will-make-consumers-pay-more-for-health-insurance-and-care-in-the-aca-marketplaces/</loc>
		<lastmod>2025-06-04T19:02:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/potential-impacts-if-congress-does-not-extend-enhanced-premium-tax-credits/</loc>
		<lastmod>2025-06-06T14:01:22+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/implications-of-the-enhanced-ptc-expiration-on-the-rate-review-process/</loc>
		<lastmod>2025-06-06T14:03:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/early-indications-of-the-impact-of-the-enhanced-premium-tax-credit-expiration-on-2026-marketplace-premiums/</loc>
		<lastmod>2025-06-13T16:08:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/what-the-aca-marketplaces-do-for-your-state/</loc>
		<lastmod>2025-06-13T16:11:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/learn-jessicas-story-new-kac-ad-spotlights-mom-daughter-and-the-imminent-threat-of-expiring-health-care-tax-credit/</loc>
		<lastmod>2025-06-13T16:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplace-statement-on-the-senate-reconciliation-bill/</loc>
		<lastmod>2025-06-27T23:43:57+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/considering-a-life-change-brace-for-higher-aca-costs/</loc>
		<lastmod>2025-08-14T18:18:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/consumers-in-the-aca-marketplaces-face-turbulent-waters-in-the-wake-of-policy-changes/</loc>
		<lastmod>2025-08-14T18:21:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/trump-administration-and-congress-reduce-federal-health-spending-at-the-expense-of-states-consumers-and-millions-of-newly-uninsured/</loc>
		<lastmod>2025-08-14T18:24:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/impact-of-expiring-enhanced-premium-tax-credits-for-marketplace-enrollees/</loc>
		<lastmod>2025-09-02T12:40:05+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2025/08/Over-55.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2025/08/small-biz-gig-worker.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2025/08/middle-income-3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2025/08/Rural-1-1024x1024.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2025/08/Over-55.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2025/08/small-biz-gig-worker.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2025/08/middle-income-3.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2025/08/Rural-1-1024x1024.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/marketplace-eptc-impact-congressional-letter/</loc>
		<lastmod>2025-09-02T13:36:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/smn-eptc-high-costs-for-consumers-ahead-one-pager/</loc>
		<lastmod>2025-09-02T14:31:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/projected-surge-in-uninsured-will-strain-local-health-systems/</loc>
		<lastmod>2025-09-19T15:31:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/about-half-of-adults-with-aca-marketplace-coverage-are-small-business-owners-employees-or-self-employed/</loc>
		<lastmod>2025-09-19T15:34:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-premium-tax-credits-expire/</loc>
		<lastmod>2025-09-19T15:40:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/eighteen-governors-sign-letter-urging-congress-to-extend-eptcs/</loc>
		<lastmod>2025-09-19T15:46:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/state-based-marketplace-2026-enrollment-timeline/</loc>
		<lastmod>2025-09-26T18:22:58+00:00</lastmod>
		<image:image>
			<image:loc>https://statemarketplacenetwork.org/wp-content/uploads/2024/03/SMN-logo-1200-x-628.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/americans-to-face-significantly-higher-insurance-costs-soon-if-tax-credits-are-not-renewed/</loc>
		<lastmod>2025-10-20T14:42:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/smn-media-statement-on-open-enrollment-and-enhanced-premium-tax-credits/</loc>
		<lastmod>2025-10-20T14:46:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://statemarketplacenetwork.org/early-analyses-of-marketplace-open-enrollment-data-reveal-warning-signs/</loc>
		<lastmod>2026-01-22T16:36:10+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->